Comments for Back to School For Grownups http://backtoschoolforgrownups.com News & tips for education across the lifespan Sat, 15 Oct 2011 17:17:42 +0000 hourly 1 http://wordpress.org/?v=3.1.2 Comment on Hire Me by Jacqueline http://backtoschoolforgrownups.com/services/comment-page-1/#comment-1129 Jacqueline Sat, 15 Oct 2011 17:17:42 +0000 http://backtoschoolforgrownups.com/?page_id=129#comment-1129 Laura, you're doing such great work in the world! Thank you for writing books that help others navigate the decisions that come with the territory of higher educations and personal finances. You're truly adding value with your work! Laura, you’re doing such great work in the world! Thank you for writing books that help others navigate the decisions that come with the territory of higher educations and personal finances. You’re truly adding value with your work!

]]> Comment on Larry Crowne – My Review by Growth & Justice Blog – Back to School For Grownups http://backtoschoolforgrownups.com/2011/07/larry-crowne-my-review/comment-page-1/#comment-742 Growth & Justice Blog – Back to School For Grownups Thu, 04 Aug 2011 14:58:24 +0000 http://backtoschoolforgrownups.com/?p=1050#comment-742 [...] work features a sharp cut-to-the-chase style and she has a good sense of humor, as her blogs on the Larry Crowne movie attest.  Like many higher-ed enthusiasts who loved the premise of a laid-off [...] [...] work features a sharp cut-to-the-chase style and she has a good sense of humor, as her blogs on the Larry Crowne movie attest.  Like many higher-ed enthusiasts who loved the premise of a laid-off [...]

]]> Comment on Larry Crowne – My Review by Growth & Justice Blog: Another Minnesota voice for post-secondary completion, and an even-handed critique of for-profit higher education – Back to School For Grownups http://backtoschoolforgrownups.com/2011/07/larry-crowne-my-review/comment-page-1/#comment-737 Growth & Justice Blog: Another Minnesota voice for post-secondary completion, and an even-handed critique of for-profit higher education – Back to School For Grownups Wed, 27 Jul 2011 17:30:18 +0000 http://backtoschoolforgrownups.com/?p=1050#comment-737 [...] work features a sharp cut-to-the-chase style and she  has a good sense of humor, as her blogs on the Larry Crowne movie attest.   Like many higher-ed enthusiasts who loved the premise of a laid-off [...] [...] work features a sharp cut-to-the-chase style and she  has a good sense of humor, as her blogs on the Larry Crowne movie attest.   Like many higher-ed enthusiasts who loved the premise of a laid-off [...]

]]> Comment on College Loans Weigh Heavier on Graduates by laura http://backtoschoolforgrownups.com/2011/04/college-loans-weigh-heavier-on-graduates/comment-page-1/#comment-719 laura Tue, 14 Jun 2011 21:34:33 +0000 http://backtoschoolforgrownups.com/2011/04/college-loans-weigh-heavier-on-graduates/#comment-719 Hi Trish, Thanks for your question. This is the perfect time for your daughter to look at the payback options for her loans. Ultimately the consolidation will occur with her lenders. However, it is helpful to get familiar with some of the options before speaking with the lender. Two favorite sites of mine are The Project on Student Debt (http://projectonstudentdebt.org/july1-2010.vp.html) and FinAid (www.finaid.org). Many of the lenders use FinAid to get THEIR information on new repayment legislation. Once you are at their website do a search for "consolidation". FinAid has a whole section on consolidating private loans and another whole section on consolidating federal loans. The two types of loans can not be consolidated together. I also encourage your daughter to read up on other options before choosing what to do. On the Project on Student Debt site you'll see a link on the right to IBRinfo.org. This is an amazing resource run by one of their employees who specializes in the new income-based repayment (IBR) plans and Public Service Loan Forgiveness plans. These only apply to federal/direct loans but can be awesome deals for the right person. The Public Service Loan Forgiveness plan is particularly worth checking into if she plans to pursue a career in public service. Depending on your daughter's career path and loan debt, she may benefit from one of those newer programs. But, one word of caution: if she thinks the IBR plan might be a good choice, be very careful about which federal loans are consolidated, especially if there are also federal parentPLUS loans. If I understand correctly, consolidated loans that include a ParentPLUS loan are not eligible for IBR payment plans...but check the IBRinfo.org website and ask the lender to be certain. These things change so quickly! If you'd like more information or if she has other questions feel free to email me at laura@backtoschoolforgrownups.com. Good luck! Hi Trish,
Thanks for your question. This is the perfect time for your daughter to look at the payback options for her loans. Ultimately the consolidation will occur with her lenders. However, it is helpful to get familiar with some of the options before speaking with the lender. Two favorite sites of mine are The Project on Student Debt (http://projectonstudentdebt.org/july1-2010.vp.html) and FinAid (www.finaid.org). Many of the lenders use FinAid to get THEIR information on new repayment legislation. Once you are at their website do a search for “consolidation”. FinAid has a whole section on consolidating private loans and another whole section on consolidating federal loans. The two types of loans can not be consolidated together.

I also encourage your daughter to read up on other options before choosing what to do. On the Project on Student Debt site you’ll see a link on the right to IBRinfo.org. This is an amazing resource run by one of their employees who specializes in the new income-based repayment (IBR) plans and Public Service Loan Forgiveness plans. These only apply to federal/direct loans but can be awesome deals for the right person. The Public Service Loan Forgiveness plan is particularly worth checking into if she plans to pursue a career in public service. Depending on your daughter’s career path and loan debt, she may benefit from one of those newer programs. But, one word of caution: if she thinks the IBR plan might be a good choice, be very careful about which federal loans are consolidated, especially if there are also federal parentPLUS loans. If I understand correctly, consolidated loans that include a ParentPLUS loan are not eligible for IBR payment plans…but check the IBRinfo.org website and ask the lender to be certain. These things change so quickly! If you’d like more information or if she has other questions feel free to email me at laura@backtoschoolforgrownups.com. Good luck!

]]> Comment on College Loans Weigh Heavier on Graduates by Trish http://backtoschoolforgrownups.com/2011/04/college-loans-weigh-heavier-on-graduates/comment-page-1/#comment-718 Trish Tue, 14 Jun 2011 20:32:34 +0000 http://backtoschoolforgrownups.com/2011/04/college-loans-weigh-heavier-on-graduates/#comment-718 My daughter just graduated from college as has federal/direct student loans and private student loans to replay. Do you have any resources that we can explore to consolidate those loans? My daughter just graduated from college as has federal/direct student loans and private student loans to replay. Do you have any resources that we can explore to consolidate those loans?

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